Financial Benefits

Secure your financial future!

SaveSmart 401(k)

Get free money with the employer match when enrolled in the 401(k).

Financial Guidance

From creating a budget to planning for your future, check out these options.

Deferred Compensation Plan

Additional savings option for highly compensated associates.

Frequently Asked Questions

Haven’t found what you’re looking for? Check out these frequently asked questions.
  • SaveSmart 401(k): You can participate in the plan if you are 18 years of age or older and have completed two months of employment with PetSmart.
  • Deferred Compensation Plan: A base annual salary of $90,000 or greater is required to participate in the Deferred Compensation Plan. Eligible associates will be notified by the benefits team.
For every dollar you contribute, up to 6 percent of your pay, PetSmart deposits 50 cents into your account. For every calendar year you work 1,000 hours, you own 20 percent of the value of the company’s contributions. (That’s called vesting.) So, after five years, you own 100 percent of PetSmart’s contributions. You’re always 100 percent vested in your own contributions.