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Benefits 101

Your benefits are a big part of your total rewards. PetSmart is committed to offering associates a competitive and valuable benefits package. In this section, you will learn more about what benefits and offerings you are eligible for based on your full-time or part-time status.

To view more comprehensive information about each plan, click on the offering name.

Offerings Full-Time Part-Time
Medical Plans ✔ ✔1
Health Programs ✔ ✔1
Dental Plans ✔  
Vision Plan ✔  
Smart Solutions Discount Plan ✔ ✔
Life Insurance ✔  
Medical Spending Accounts ✔  
Short-Term and Long-Term Disability ✔  
Ally (Employee Assistance Program) ✔ ✔
Time Away from PetSmart ✔ ✔2
Associate Discount ✔ ✔
PerkSpot ✔ ✔
SaveSmart 401(k) Plan ✔ ✔3
Pet Insurance ✔ ✔
Auto/Home Insurance ✔ ✔
MetLife Legal Plan ✔  
Tuition Assistance Program ✔ ✔
Adoption Assistance Program ✔  
Commuter Benefits ✔ ✔

1 May be offered if hours worked and eligibility requirements are met. Access may be available through Federal/State Marketplace plans

2 Vacation based on hours worked, sick pay based on regulations for work location

3 Same program as full-time associates, however eligibility is based on hours worked

When to Enroll

When What to expect
Within 30 days of your hire date or the date your status changed from part-time to full-time
  • Review your SmartChoices benefits options and decide which plans and coverage are right for you and your budget.
  • Enroll in benefits. Enroll online through PetSmart Benefits Center.
  • Be sure to print a copy of your enrollment confirmation. You will also receive a confirmation statement via email.
First day of the month following your hire date
  • Coverage begins for salaried associates.
Date of status change to Full-Time
  • Coverage begins for hourly associates whose status changed to full-time after their 91st day of employment.
91st day following your hire date
  • Coverage begins for full-time hourly associates.
  • Coverage begins for hourly associates whose status changes to full-time prior to their 91st day of employment.
  • Coverage begins for all new hourly and salaried associates enrolled in the Health Care Flexible Spending Account.
Within three to four weeks after you enroll for benefits
  • You will receive your new medical ID cards. Not all plans will send a medical card. Please log into your carrier portal to access a digital copy.
  • If you elected to contribute to a Health Care Flexible Spending Account (FSA), you will receive a health care spending card from Optum Bank.
  • If you enrolled in the High Deductible Health Plan (HDHP) and elected an HSA account, you will be issued an HSA debit card to pay for your eligible health care expenses.
Every fall
  • Open enrollment is your once-a-year opportunity to review and make changes to your benefits choices.
  • Your new benefits elections become effective the following Jan. 1.

How to Enroll

As a full-time new hire, before you enroll, please take time to review the information above to see your plan options. 

First time using the Benefits Portal? Click New User? under the Log On button. Be prepared to create your account with your Date of Birth, Full Name, Last 4 digits of your Social Security Number, and zip code. 

Enroll in benefits online through the Benefits Portal

Did you recently change status from a part-time associate to a full-time associate? Congratulations! You are eligible to enroll in the benefits program. Enrollment is easy! Visit the Work or Life Changes page.

Don’t miss your enrollment deadline. If you do, you won’t be able to enroll until the next open enrollment period in the fall of each year unless you have a qualified status change.