Pet Insurance

Providing pets with the highest quality medicine starts with a strong foundation of preventive care. That’s why we offer two ways to save on veterinary care for your pet!

  • Banfield: PetSmart’s partner, Banfield, offers Optimum Wellness Plans (OWP) for our associates. Banfield can help PetSmart associates keep their pets happy and healthy, and give them a first-hand experience with Banfield’s high-quality, convenient, and affordable care so that they can be more comfortable referring customers to Banfield. To review the plan best for you, click here.


  • MetLife Pet Insurance: Whether your pets want to be on your lap at all times or prefer their own space on the sofa, their unpredictable antics enhance your family dynamic. However, when the unexpected happens to them, you may need coverage that can help ease the burden of veterinary expenses. With MetLife Pet Insurance, you can help protect their health and well-being. We believe that every individual and their pet have unique needs – enjoy benefits like flexible coverage with up to 90% reimbursement1 and the freedom to visit any U.S. licensed vet, optional Preventive Care coverage2, 24/7 access to Telehealth Concierge Services, and discounts up to 30%3 and additional offers on pet care, where available. Plus, with the MetLife Pet mobile app, you can manage your pet’s health and wellness and submit and track claims.


Get a quote or enroll by visiting or calling 1-800-GET-MET8

¹Reimbursement options include: 70%, 80% and 90% and a 50% option for MetGen policies and a 65% option for IAIC policies only. Pet age restrictions may apply.
²For IAIC policies, optional Preventive Care coverage is based on a Schedule of Benefits. For MetGen policies, optional Preventive Care coverage is included in the annual limit.
³When using multiple discounts, discounts cannot exceed 30%. Each discount may not be available in all states. Please contact MetLife Pet for further details.

Coverage issued by Metropolitan General Insurance Company (“MetGen”), a Rhode Island insurance company, headquartered at 700 Quaker Lane, Warwick, RI 02886, and Independence American Insurance Company (“IAIC”), a Delaware insurance company, headquartered at 11333 N Scottsdale Rd, Ste 160, Scottsdale, AZ 85454. Coverage subject to restrictions, exclusions and limitations and application is subject to underwriting review. See policy or contact MetLife Pet Insurance Solutions LLC (“MetLife Pet”) for complete details. MetLife Pet is the policy administrator. The entity may operate under an alternate, assumed, or fictitious name in certain jurisdictions, including MetLife Pet Insurance Services LLC (New York and Minnesota) and MetLife Pet Insurance Solutions Agency LLC (Illinois).
L0423030860[exp0325][All States][DC] © 2023 MetLife Services and Solutions, LLC.