Enrollment Checklist
- Review current elections and make changes, if desired
- Reminder – you can only change your benefit elections during open enrollment, or with a qualified life event
- If enrolled in an FSA or HSA, elect contributions for 2025 (elections do not roll over from year to year)
- Utilize the Help Me Choose tool during the enrollment process to carefully review all of your options and prices
- Confirm beneficiary designations
- Learn more about the medical, dental and vision benefits on the PetSmart Make It Yours site
- US Mainland associates: PetSmart Make It Yours
- HI associates: PetSmart Make It Yours
- Log into the PetSmart Benefits Portal to make your 2025 elections, starting October 7th
Want More Information?
Check out the PetSmart Make It Yours site, where you can:
- Review plan details
- See comparison charts
- Compare carriers
- Browse Frequently Asked Questions
- Prepare for enrollment
Ready to Enroll?
Log on to the new PetSmart Benefits Portal to make your 2025 benefit elections, starting October 7th.
We understand that benefits are a crucial part of your total compensation and each associate has different health & well-being needs. That’s why we are dedicated to providing a variety of plans and carriers to best meet you and your family’s needs.
As you know, health insurance benefits costs are shared between PetSmart and the associate. When we face rising health care costs, PetSmart and our associates are impacted by changes in insurance rates from our carriers.
That’s why it is so important to review all of your available coverage options in our Benefits Portal. It is possible that your current coverage price will increase and may no longer be the best deal for you and your family next year.
We encourage all eligible associates to review their benefits plan options through the Help Me Choose tool to find the right fit for coverage in 2025, even if you choose to make the same elections.
Please review all plan information carefully as associates who do not make any changes to their current plan elections may see an increase per pay period. However, an associate may be able to choose a lower cost carrier or a different coverage plan that could result in a decrease in premiums for 2025.
If you do not make any changes, your current plan type and carrier will carry over to 2025.
For associates not eligible for medical, dental, or vision benefits, PetSmart offers a variety of other benefits such as 401K, Ally – our EAP program – and more. Explore the rest of the benefit website to learn more about all of the AWEsome Offerings.
Weekly Medical Costs
Below are the low-cost weekly rates that will be available to all associates. The carrier that holds the low-cost plan will be dependent on which region you reside in.
The rates you see in the PetSmart Benefits Portal will reflect whether you are salaried or hourly.
2025 Weekly Medical Rates*
| Bronze | Bronze Plus Alt |
Silver Alt I |
Gold | Platinum Alt |
|
|---|---|---|---|---|---|
| EE Only | $24 | $36 | $69 | $87 | $111 |
| EE+Spouse/Domestic Partner | $66 | $96 | $175 | $217 | $275 |
| EE+Child(ren) | $66 | $88 | $148 | $179 | $223 |
| EE+Family | $108 | $147 | $253 | $309 | $387 |
*Low Cost based on National Carrier. CA has a split subsidy strategy between HMO/EPO and PPO products offered (not illustrated)
*Numbers rounded to whole dollars for illustration.
Health Program Highlights
Each carrier offers programs to those enrolled through them. We encourage you to visit the carrier sites to learn more about the programs each carrier offers. Carrier sites can be accessed here.
- Hello Heart. High blood pressure is a serious situation that can lead to chronic conditions like heart disease. The Hello Heart blood pressure monitor, and mobile app help you track, understand and manage your blood pressure, reducing your risk of developing serious heart conditions. Available to associates enrolled in a medical plan through a national carrier.
- Daylight is an effective digital therapeutic that helps people gain control over their anxiety. After a two-minute quiz to discover their Anxiety Type, individual receive personalized techniques to help manage it. Available to associates enrolled in a medical plan through a national carrier.
- Sleepio. Do you suffer from insomnia? Sleepio offers a personalized program with step-by-step guidance to help individual quiet their racing minds, reshape behaviors, and get better sleep. Available to associates enrolled in a medical plan through a national carrier.
- Hinge Health. A technology-based app that tracks and monitors progress towards improving musculoskeletal health. Available to associates enrolled in a medical plan through a national carrier.
- Homethrive provides a variety of tools and resources for help managing aging, special needs, and caregiving. Learn more on the new Caregiving page. Available to all associates.
- Ally, your Employee Assistance Program. Offering a variety of helpful resources to support you and your family throughout different stages of your life. From managing stress to addressing financial challenges to learning how to make positive health changes, these programs are available for all associates.
Frequently Asked Questions
Haven’t found what you’re looking for? Check out these frequently asked questions.
All premiums can be found in the new PetSmart Benefits Portal. The PetSmart Benefits Portal will be your one stop shop to make all your enrollment decisions, including additional life insurance, voluntary benefits and more!
A health savings account allows you to save money for qualified medical expenses for this year and the future. Associates that enroll in a qualifying High Deductible Health Plan (HDHP) get access to enroll in a Health Savings Account (HSA). PetSmart contributes to your HSA each year you are enrolled. Individual coverage enrollment earns $250/year, and family coverage earns $500/year – that’s free money!
Any money you have in your Health Savings Account will remain with you until it is used. If you don’t not elect a qualified High Deductible Health Plan (HDHP) in 2025, you will still have access to your HSA funds. If you do elect a qualified HDHP plan in 2025, you will have the option to contribute pre-tax money into your HSA account through pay-roll deductions.
That’s right, YOU have life insurance. Why is it important to name a beneficiary? In the event of your death, we must know who you designate to receive the benefit proceeds. If a beneficiary is not named, or hasn’t been updated, the insurance policy or state law decides who receives the funds. We want to make sure the proceeds go to the person, trust or organization of your choice so we encourage you to review you beneficiary now!
Top 10 reasons to enroll in the MetLife Legal Services.
Learn more about what a Health Savings Account (HSA) is and how it works.