Group Registered Retirement Savings Plan (RRSP)

  • You can join the Group RRSP if you’ve worked for PetSmart for two months and you are at least 18 years old.
  • Through payroll deductions, you can contribute up to your Canada Revenue Agency (CRA) limits.
  • You don’t pay taxes on any of the contributions you make to the Group RRSP or Spousal RRSP. This means tax savings for you!
  • If you make a withdrawal from either of the RRSP accounts, you’ll be taxed on the amount you withdraw.

How to enrol

To enrol, follow the steps below or in the Enrolment Express Guide.
  1. Go to and sign in with the Guest access ID and password
    • Access ID: PetSmart
    • Password: RRSPDPSP123
  2. Select Enrol now.
  3. Complete the steps to join the group plan

If you have any questions or concerns, contact Canada Life’s Access Line, Monday to Friday between 8 a.m. and 8 p.m. ET at 1-800-724-3402.

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Frequently Asked Questions

Haven’t found what you’re looking for? Check out these frequently asked questions.

All associates can join after 2 months of employment.

You can contribute up to your CRA Limits. You are responsible for monitoring your CRA Limits.

PetSmart does not contribute to this plan. PetSmart contributions go into the DPSP portion of the plan.

You decide how all contributions are invested.

Your contributions will be invested in the Fidelity ClearPath Fund with a target date that is closest to your 65th birthday.

Here is a step-by-step guide. If you require assistance, please contact Canada Life (formerly Great West Life) at 1-800-724-3402.

Yes, by opening a Spousal RRSP. If you require assistance making contributions to your spouse’s account, please contact Canada Life at 1-800-724-3402.