2022 Open Enrollment October 5–22

Open Enrollment Checklist

  • Read provided materials.
  • Learn more about a topic by visiting the pages on this website.
  • Log into HR Connect to complete your elections. From the main page of Employee Self Service, click on Benefits and complete the enrollment steps.
    • Don’t forget—you must enter your FSA election every year!
    • Name your beneficiary for life insurance.
  • Click the SAVE button to confirm your changes.
  • Print or email your Confirmation Page for your records.
  • Check out the PerkSpot page for a chance to win movie tickets!

Want More Information?

Check Out The Other Open Enrollment Information On One Of These Guides.

Tell Us What You’ve Learned.

We want to hear from you! What have you learned from the open enrollment materials? Share your feedback for a chance to win a FitBit. We will select 16 winners at the beginning of November.

Ready to Enroll?

Log on to HR Connect to complete your enrollment. Make sure you SAVE your changes and PRINT your confirmation.

First time using HR Connect? From the HR Connect home page, click Get Started for instructions to set up a user ID and password. (Note: HR Connect is not available for payroll processing on Mondays from 12 p.m. to 5 p.m. Arizona/Mountain time.) Now is the time to also double check your home address in HR Connect to ensure it is up to date so that your year-end W-2 tax form is sent to the right location. If you need help accessing HR Connect, call 1-866-263-8411.

Our health and wellness offerings provide a variety of programs and plans to help you Be Well, Get Better, and Feel Prepared. Whether it’s medical benefits, financial wellness, services for legal support or updating your beneficiary explore this website to learn about all the plans, resources, and programs available to you and your eligible dependents.

During Open Enrollment, eligible associates can enroll in medical, dental and vision health insurance; elect to contribute to medical spending accounts; and elect supplemental benefits, such as life insurance. All these offerings provide associates and their eligible dependents access to care and resources to be well and to get better.

The Benefits and Offerings team worked with all carriers to offer the best programs and resources while saving you money. For the fourth year in a row, the medical premiums you pay weekly will not increase.

Our medical plans cover free preventive screenings, have low-cost provider options through tools like virtual visits and offer a selection of health programs to support your journey. When enrolled in a medical plan you can put aside pre-tax money to use on future medical expenses. Learn more about the Medical Spending Accounts.

The offerings don’t stop at medical insurance! You can elect to participate in the MetLife legal services, start saving with discounts through PerkSpot, elect supplemental life insurance for yourself or dependents and you can participate in the SaveSmart 401(k) plan and earn free money toward retirement. Let us help you feel prepared as you face the next chapter and your future.

Don’t want to make changes? That’s ok, we encourage you to review your current information and elections now because Open Enrollment happens only once per year.

Weekly Premium Cost Charts

Medical Plans

  PPO1 PPO2 BIND HDHP
Weekly cost. Contributions are deducted from weekly pay before taxes. Salaried associates: To calculate your biweekly contribution, multiply weekly contribution by 52 and divide by 26.
Associate Only $61.45 $44.11 $22.17 $22.17
Associate & Spouse $146.62 $112.06 $84.87 $84.87
Associate & Child(ren) $126.98 $96.85 $73.21 $73.21
Associate & Family $218.71 $167.88 $127.65 $127.65
  PPO1
(in-network)
PPO2
(in-network)
BIND
(in-network)
HDHP
(in-network)
Health Reimbursement Account (HRA)
(money from PetSmart to help you pay for eligible medical and prescription drug expenses, like copays, deductibles and coinsurance)
Individual: N/A $250 N/A N/A
Family1: N/A $500 N/A N/A
Health Savings Account (HSA)
(money both from PetSmart and that you may contribute to for health care expenses that can be used today or saved for the future)
Individual: N/A N/A N/A

PetSmart Contribution:
$390/$7.50 per week*
*Prorated annual contribution based on plan start date

Associate Contribution:
You decide how much to contribute, up to $3,6502

Family: N/A N/A N/A

PetSmart Contribution:
$780/$15 per week*
*Prorated annual contribution based on plan start date

Associate Contribution:
You decide how much to contribute, up to $7,3002

Annual Deductible
Individual: $1,250 $1,750 N/A $2,150
Family: $2,500 $3,500 N/A $4,250
Annual Medical Out-of-Pocket (OOP) Maximum
(including copays, coinsurance and deductible)
Individual: $3,250 $3,500 $6,000 $3,375
Family: $6,500 $7,000 $12,000 $6,750
Annual Prescription Drug Out-of-Pocket (OOP) Maximum3
Individual: $1,500 $1,500 $1,500 Combined with medical OOP maximum
Family: $3,000 $3,000 $3,000 Combined with medical OOP maximum
Preventive Care4
(including annual wellness exams and screenings, labs, X-rays, gynecological exams, well-child care, and immunizations if for preventive purposes only)
In-Network: Plan pays 100%
(no copay or deductible)
Plan pays 100%
(no copay or deductible)
Plan pays 100%
(no copay or deductible)
Plan pays 100%
(no copay or deductible)
Out-of-Network: Not covered Not covered $300 Not covered
Physician Services (office visits)
Primary Care Physician (PCP): $25 copay $25 copay $60-$240 copay (combined with PCP/SCP) 80%5
Specialist Care Physician (SCP)
(including mental health and substance abuse):
$50 copay $50 copay Most common: PCP/SCP: $130/$220 80%5
Inpatient Hospitalization
Associate: You pay 20% after deductible is met You pay 20% after deductible is met You pay
$4,0006
You pay
20% after deductible is met
Maternity Care
Associate:

$25 copay for first office visit only

After you pay deductible, plan pays 80% for physician, delivery and hospital charges

$25 copay for first office visit only

After you pay deductible, plan pays 80% for physician, delivery and hospital charges

Prenatal:
You pay $0 copay

Delivery:
You pay
$3,000-$5,000 copay

After you pay deductible, plan pays 80% for physician, delivery and hospital charges

1 “Family” includes “Associate plus spouse,” ”Associate plus child(ren),” and “Associate plus family” coverage levels.

2 Amount shown is the total IRS limit for the calendar year. Associate contributions are capped at $3,210/individual and $6,420/family as they receive employer contributions bringing the total to the IRS maximum. The IRS allows an additional $1,000 contribution if you are age 55 or older.

3 There is a separate out-of-pocket (OOP) maximum for prescription drug expenses administered by CVS/caremark®. Once this OOP maximum is reached, the plan pays 100% of eligible prescription drug expenses.

4 Your health plan now offers certain preventive service benefits at no cost to you. This means you don’t have to pay a copay or coinsurance, even if you haven’t met your deductible. These no-cost benefits are part of the Affordable Care Act (ACA).

5 After you meet your annual deductible.

6 Inpatient hospitalizations may vary, $4,000 is the most common copay.

Dental Plans

Coverage levels Dental Plan I Dental Plan II Dental Health
Maintenance
Organization (DHMO)
Weekly cost. Contributions are deducted from weekly pay before taxes. Salaried associates: To calculate your biweekly contribution, multiply weekly contribution by 52 and divide by 26.
Associate only $6.91 $3.04 $2.97
Associate plus spouse $13.83 $6.08 $6.52
Associate plus child(ren) $15.21 $6.69 $7.65
Associate plus family
Includes spouse and child(ren)
$22.82 $10.02 $11.66

Vision Plan

Associate only $1.66
Associate plus spouse $3.33
Associate plus child(ren) $3.33
Associate plus family
Includes spouse and child(ren)
$5.00

Frequently Asked Questions

Haven’t found what you’re looking for? Check out these frequently asked questions.

A Flexible Spending Account is a special account you put money into that you use to pay for certain out-of-pocket health care costs. Your contributions to an FSA are pre-tax, meaning they lower your taxable income, saving you money on taxes in the long run. Visit the Medical Spending Accounts page to learn more.

A health savings account allows you to save money for qualified medical expenses for this year and the future. Associates that enroll in the High Deductible Health Plan (HDHP) get a Health Savings Account (HSA) automatically. PetSmart contributes to your HSA each year you are enrolled. Individual coverage enrollment earns $7.50/week ($390/year), and family coverage earns $15/week ($780/year)—that’s free money! Our partners at Optum Bank will tell you more about Health Savings Accounts in the video below.

That’s right, YOU have life insurance. Why is it important to name a beneficiary? In the event of your death, we must know who you designate to receive the benefit proceeds. If a beneficiary is not named, or hasn’t been updated, the insurance policy or state law decides who receives the funds. We want to make sure the proceeds go to the person, trust or organization of your choice so we encourage you to review you beneficiary now!

MetLife offers a robust legal plan to PetSmart associates during open enrollment. When you enroll you have access to expert guidance and tools needed to handle an assortment of personal legal needs. The premiums for this plan are deducted automatically from your paycheck and are sent to MetLife on your behalf. Want to learn more? Check out the MetLife Legal Services video below.

Top 10 reasons to enroll in the MetLife Legal Services.

Bind—A personalized health plan.

Learn more about what a Health Savings Account (HSA) is and how it works.